Straight answers from licensed public adjusters — what insurers owe you, the deadlines that matter, and how to protect your settlement in New York, New Jersey, Connecticut, and Pennsylvania.
A step-by-step guide to filing a fire damage insurance claim in New York City — securing your property, documenting the loss, understanding Reg 64 deadlines, and avoiding the mistakes that shrink settlements.
How coastal New York homeowners should handle hurricane and flood claims — wind vs. flood coverage, hurricane deductibles, NFIP rules, and documentation that protects your settlement.
State-by-state insurance claim timelines for New York, New Jersey, Connecticut, and Pennsylvania — how fast insurers must acknowledge, investigate, and decide property claims, and the deadlines policyholders can't miss.
The three types of insurance adjusters explained — company adjusters, independent adjusters, and public adjusters — who pays each one, what they're licensed to do, and when hiring your own representation makes sense.