Don't let insurance companies minimize Staten Island property damage claims. Hire adjusters who understand coastal challenges and fight for maximum recovery.
Northeast Claims Adjusters serves all Staten Island neighborhoods. We hold active New York public adjuster licenses and specialize in Staten Island waterfront property claims.
We've negotiated thousands of Staten Island claims from waterfront properties to mid-island homes. We understand Hurricane Sandy's impact, flood insurance coordination, and NYC construction costs affecting Staten Island.
Your Staten Island property suffered hurricane damage, coastal flooding, fire, or water damage. You filed a claim expecting coverage. Your insurer denied the claim or offered 35% of actual losses.
Insurance companies target Staten Island claims aggressively. They exploit Hurricane Sandy's legacy by claiming all water damage is flood-related. They undervalue repairs using pricing that ignores NYC construction costs. They dispute wind versus flood causation on waterfront properties.
Staten Island property owners face unique challenges. Waterfront communities experienced catastrophic Hurricane Sandy damage. Many homes were rebuilt or elevated. Insurers scrutinize claims suspecting inflated values or pre-existing damage.
Staten Island's geography creates vulnerability. Waterfront properties along Raritan Bay, Arthur Kill, and the Atlantic face regular coastal storm damage. Hurricane Sandy devastated East Shore and South Shore neighborhoods.
Insurers dispute causation relentlessly on Staten Island. They claim wind damage was actually flood damage to avoid homeowners policy payouts. They argue storm surge caused all losses requiring flood insurance, not homeowners coverage.
NYC construction costs apply to Staten Island despite its more suburban character. Union labor requirements, NYC permit fees, and material costs drive expenses 40-60% above national averages. Insurers use pricing that dramatically undervalues actual Staten Island repair costs.
