Don't let insurance companies minimize Long Island property damage claims. Hire adjusters who understand coastal challenges and fight for maximum recovery.
Northeast Claims Adjusters serves all of Long Island including Nassau County and Suffolk County. We hold active New York public adjuster licenses and specialize in coastal property claims.
We've negotiated thousands of Long Island claims from Hamptons estates to Nassau suburban homes to barrier island properties. We understand coastal weather patterns, flood insurance coordination, and Long Island construction costs.
Your Long Island property suffered hurricane damage, coastal storm damage, fire, or water damage. You filed a claim expecting coverage. Your insurer denied the claim or offered 40% of actual losses.
Insurance companies target Long Island claims aggressively. They dispute wind versus flood causation after coastal storms. They undervalue repairs using pricing that ignores Long Island's high construction costs. They apply wind deductibles incorrectly.
Long Island property owners face unique challenges. Coastal properties experience regular storm damage. High property values mean large claim amounts insurers fight to minimize. Flood zones require separate insurance creating coverage coordination problems.
Long Island experiences frequent severe weather. Hurricanes, nor'easters, winter storms, and coastal flooding cause billions in annual property damage. Hurricane Sandy alone caused over $8 billion in Long Island losses.
Insurers exploit coastal conditions by disputing causation. They claim wind damage was actually flood damage to avoid paying homeowners claims. They refuse coverage arguing damage occurred in flood zones requiring separate flood insurance.
Long Island construction costs rank among New York's highest. Nassau County and waterfront Suffolk properties face costs 35-55% above national averages. Insurers use national pricing that dramatically undervalues actual Long Island repair costs.
