Flushing Property Owners Face Insurance Claim Denials
Your Flushing property suffered fire damage, water damage, or storm damage. You filed a claim expecting coverage. Your insurer denied the claim or offered 30% of actual losses.
Insurance companies target Queens claims aggressively. They undervalue repairs in Flushing's expensive market. They dispute co-op and condo coverage boundaries. They claim damage in older buildings was pre-existing.
Many Flushing property owners face language barriers when fighting insurance companies. Insurers exploit this by using complex policy language and aggressive tactics. You need advocates who speak your language and understand your community.
Why Flushing Claims Get Denied
Flushing properties face unique challenges. Many buildings were constructed 50-80 years ago. Aging plumbing, electrical systems, and roofs fail regularly. Insurers claim age means damage was inevitable, not sudden and accidental.
Co-op and condo buildings dominate Flushing housing. Coverage disputes between unit policies and building master policies create constant problems. Insurers blame each other while you remain uncompensated.
Queens construction costs rank among New York's highest. Insurers use pricing databases that undervalue actual Flushing repair costs by 30-40%. They refuse to pay what repairs actually cost in your neighborhood.